Khoiroh, F., and C. Anwar. “PENINGKATAN PENDAPATAN : FAKTOR PENGGUNA E – COMMERCE DAN FINANCIAL TECHNOLOG”. Jurnal Riset Akuntansi Aksioma, Vol. 24, no. 1, June 2025, pp. 150-61, https://aksioma.unram.ac.id/index.php/aksioma/article/view/484.